For shoppers

Pay in 30 days

0% interest for all qualifying payments.

Buy now and pay later for all your everyday essentials including bills & shopping needs with 0% interest!

 

Spread payment

Spread payment between 2 - 6 months.

Whether online or in-store, you can conveniently shop from our partnered merchants while enjoying discounts and cashback.

For merchants

CredPal merchants

Merchant looking to increase sales.

Access a platform that helps you to acquire more customers and increase sales with CredPal Pay.

Featured Stores
Precise
Precise
Sales366
Sales366
Fixit45
Fixit45
Dreamworks
Dreamworks
Shoprite
Shoprite
Timbala
Timbala
Pabexcel
Pabexcel
Oga Bassey
Oga Bassey
Just Used
Just Used
iMate Stores
iMate Stores
Casper
Casper
Cake Hub
Cake Hub
Justrite
Justrite
Burger King
Burger King
Damelo
Damelo
Mykonos on the roof
Mykonos on the roof
Domestico
Domestico
Solar Direct
Solar Direct
Devstore
Devstore
Rolling.ng
Rolling.ng
Shoprite
Shoprite
Gopandy Musical
Gopandy Musical
Airtel
Airtel
Mercury Direct
Mercury Direct

Download the CredPal App to shop from this merchant

Deals & Cashbacks
Anker
Anker
Burger King
Burger King
Domestico
Domestico
Mykonos on the roof
Mykonos on the roof

Download the CredPal App to shop from this merchant

Download the CredPal app to get started

Join the category of over 1 million people who are using CredPal to shop, travel, slay, eat, lounge, ride, and pay later.

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CredPal for business

Boost sales and acquire more customers with CredPal Pay.

Join the group of merchants who are increasing their business value with CredPal Pay today.

CredPal is a financial technology company that has developed an innovative solution that allows businesses and individuals to buy anything and pay for it in installments across online and offline Merchants by providing them with instant access to credit at the point of checkout.

Merchants Onboarding

Once a Merchant partners with CredPal to accept and use our services, CredPal will onboard the Merchant on its platform by having the Merchant register or by registering the Merchant on a dedicated platform. CredPal may list the Merchant's business on the CredPal mobile application and/or website (“Marketplace”), such that CredPal's users or the Merchant's patrons are able to pay for goods and services using credit advanced by CredPal.

Equality with Merchant Sales Channels

The Merchant will ensure that there is equality between the offerings (e.g. listing price and other terms including but not limited to discounts, minimum price, warranties, return and refund policies, after-sales service, etc., regarding the sale of the same Merchant's products and services) by the Merchant on other e-commerce platform and offerings on Marketplace.

Merchant's Use of the Marketplace

The Merchant shall maintain the security of Merchant log-in credentials to the Marketplace. The Merchant is responsible for any expense, loss, or liability caused by the loss or breach of those credentials.

The Merchant shall not use the Marketplace to abuse the Services or in a manner that would be detrimental to the function of the Marketplace or to other Merchant's use of the Marketplace.

Independent Service Provider

CredPal is providing the Services on an independent service provider basis. CredPal does not endorse, have control or assume the liability for the products or services that are paid for with the Services.